Education · Reg 1073831
Also known as Timebank · working name on the Charity Commission register
Clarity score
Poor
Historical financial rating & register information
Register checked 23 October 2026 · latest accounts 2021
One20 scores 42/100 (2 stars, Poor) on CharityCompare's Clarity Score, calculated from its UK regulator filings. Its latest accounts year is 2021 (£155k total income, 98% cause spend, latest year). This reflects financial transparency and stewardship on paper — not the real-world impact of its programmes. See the full breakdown.
Income
£155k
Accounts 2021-03-31
Spending
£254k
Accounts 2021-03-31
Charitable activities
Not disclosed
No separate spending figure
Accounts filing
Missing
Check register
TimeBank is a national volunteering charity working to make volunteering part of the fabric of everyday life and a rewarding experience for everyone involved. We specialise in mentoring projects that tackle complex social issues. And we take an innovative approach to employee volunteering with the focus on helping staff develop leadership skills while making a real difference in their communities.
Activities reported by the charity on the official register · extract . This is separate from the accounts data used for its rating.
One20 hasn't added a description directly to CharityCompare yet. Work here? Add it free →
Accounts period 2020-04-01 to 2021-03-31 · Source: Charity Commission filings
| Category | Amount | % of spend |
|---|---|---|
| Total income | £155k | — |
| Total expenditure | £254k | — |
| Charitable activities | Not disclosed | — |
There is no figure for 2021: income was £500,000 or less, so the register has no donations split.
| Year | Donations & legacies | Raising-funds spend | Cost per £1 |
|---|---|---|---|
| 2021 | Not reported | Not reported | Not reported |
| 2020 | £787k | £17k | 2p |
| 2019 | Not reported | Not reported | Not reported |
| 2018 | £459k | £9k | 2p trading £1k |
| 2017 | £574k | £45k | 8p trading £5k |
Raising-funds spend from the charity's annual return, less any investment management costs, divided by its income from donations and legacies for the same accounts year. We don't show a figure when trading income is 10% or more of donations, because raising-funds spend also covers trading costs, such as running shops. Where trading income is shown beside a figure, some trading costs may still be included.
Legacies (gifts in wills) can swing a lot from year to year, which moves this figure. Trading income is not counted as donations. This is not a measure of impact or of how well the charity is run, and it is not part of the Clarity Score. How we calculate it. Source: Charity Commission annual returns, register extract dated 6 September 2026.
Reported totals for 2021 compared with 2020. Changes can reflect the accounting period, restricted grants or restructuring as well as the charity’s work.
Reported income changes from £831k to £155k. We do not show a growth percentage across this large discontinuity: check whether the two accounts cover comparable activities and periods. Read the evidence and context.
These are annual figures. The Clarity Score may use averages across several disclosed years. Source: official accounts.
Latest accounts (2021) · £254k spent. Not disclosed in this filing — the Charity Commission return omits the charitable-activities split.
From the annual return
Answers One20 gave in its annual return to the Charity Commission for the year ending 31 March 2021, plus its register entry. These are the charity's own disclosures, not part of the Clarity Score.
One20's annual return for the year ending 31 March 2021 reports 1 employee paid more than £60,000. The highest reported pay band is £60,001–£70,000 (1 employee).
| Salary band | Employees |
|---|---|
| £60,001–£70,000 | 1 |
The register reports headcounts in salary bands, not names. The chief executive's pay is normally disclosed in the remuneration note of the trustees' annual report.
One20's annual return for the year ending 31 March 2021 reports £900 from government grants.
In its annual return for the year ending 31 March 2021, One20 says it raises funds from the public and does not use a professional fundraiser.
The register does not record One20 as registered with HMRC for Gift Aid. Ask the charity before assuming a donation can be Gift Aided.
One20's annual return for the year ending 31 March 2021 reports that no trustee received remuneration or other benefits from the charity.
Source: Charity Commission register and annual return data, Open Government Licence v3.0. A blank answer in the return is shown as not reported, never as “no”.
Income fell 74% from £605k in 2017 to £155k in 2021; spending was £254k in 2021.
| Year | Income | Spending | Charitable activities |
|---|---|---|---|
| 2021 | £155k | £254k | Not disclosed |
| 2020 | £831k | £788k | £771k |
| 2019 | £457k | £579k | Not disclosed |
| 2018 | £508k | £463k | £454k |
| 2017 | £605k | £528k | £483k |
Cause spend is plotted only when the filing discloses a split · Source: Charity Commission filings
Detailed accountability and finance metrics from UK regulator filings — structured for transparency in our four-beacon report.
Baseline trust from filing discipline, board oversight, and declared governance policies.
55/100
| Metric | Score | Value |
|---|---|---|
| Filing history (5 years) No recorded lateness in available history = 15 pts · one late filing = 5 pts · two or more or unknown status = 0 pts. Missing data is not proof of late filing. | 0% | 0/15 pts |
| Trustee oversight Three or more trustees on the register = 15 pts, scaled down for fewer (governance red flag below three). | 100% | 7 trustees · 15/15 pts |
| Declared policies Safeguarding (4) · conflict of interest (3) · volunteer management (3) — from Charity Commission annual return. | 70% | 7/10 pts |
Stability and solvency — reserves, revenue trend, and debt from Charity Commission accounts.
0/100
| Metric | Score | Value |
|---|---|---|
| Reserves (months of expenditure) 3–24 months = full marks, tapering on both sides · 0 months or 4+ years = 0 pts. Reserves are not necessarily cash; needs vary by operating model. | 0% | Not stated · 0/15 pts |
| Income stability / growth +20% or more over the window = 10 pts · flat = 5 pts · −20% or worse = 0 pts, scaled between. | 0% | Comparability review needed · 0/10 pts |
| Liabilities to assets 0% liabilities-to-assets = 5 pts, scaling down to 0 pts at 60%+ debt. | 0% | Not stated · 0/5 pts |
How efficiently funds reach the cause — program spend and fundraising cost ratios.
100/100
| Metric | Score | Value |
|---|---|---|
| Program expense ratio 90%+ on charitable activities = full marks, scaling down to 0 pts at 50% or below. | 100% | 98% · 10/10 pts (Latest year) |
| Fundraising efficiency ≤10p to raise £1 = full marks, scaling down to 0 pts at 40p or above (fundraising cost ÷ income). | 100% | 2p per £1 income · 10/10 pts (Latest year, disclosed years) |
Grassroots backing from Charity Commission workforce data — volunteers vs paid staff.
0/100
| Metric | Score | Value |
|---|---|---|
| Volunteer-to-staff ratio Volunteers at 2x staff or more = full marks · no volunteers = 0 pts, scaled between. | 0% | Not reported · 0/10 pts |
The share of each group scoring at or below One20, including tied scores. A group matched on cause, income band and accounts year appears when at least ten records qualify. Broader groups below may mix reporting periods and operating models. Groups include this charity; percentiles measure our financial rating, not impact.
Scores at or above 22% of 1,002 charities in its income band · 42/100 vs 52 peer average.
Scores at or above 5% of 566 charities in this cause · 42/100 vs 72 peer average.
The causes this charity is classified under, and other charities working nearby.
Top-rated peers by CharityCompare score
Evidence and interpretation
In 2021, reported income was £155,314 and expenditure was £254,424. Expenditure exceeded income by £99,110. This annual balance is not the charity’s available cash or unrestricted reserves.
Reported income changes sharply between 2020 and 2021. A numerical jump alone does not establish growth, decline or a restructuring. Read both sets of accounts to establish whether their periods and reporting boundaries are comparable.
A separate charitable-activities spending figure is not available for this year in our dataset. We cannot calculate an annual programme-spending share from these fields.
Calculated from our dated accounts dataset, refreshed 2026-09-06. This is not an audit or a manual review of every filing. Original register and accounts · How calculations work.
Find the right support
Reported beneficiaries: Children/young People; Elderly/old People; People With Disabilities; People Of A Particular Ethnic Or Racial Origin; Other Charities Or Voluntary Bodies; Other Defined Groups; The General Public/mankind.
How it works: Provides Human Resources; Provides Services; Provides Advocacy/advice/information.
Use the official contact details to check eligibility, referrals, waiting lists and current service coverage. Broad register classifications and a contact address do not confirm that a particular service is available to you.
Explore source-checked support routesClassifications supplied to the register; extract 2026-10-23. Register contact and activity details · Website listed for this charity
Look beyond the score
We have not added a source-checked programme outcome for this charity. That is a gap in this profile, not evidence that the charity has no impact. Its annual report may contain results that have not been assessed here.
Reported grants to institutions: £0 (2020-03-31). This is spending reported in the annual return, not a measure of beneficiary outcomes or an open grant opportunity. It may already be included in charitable expenditure. Check the source accounts.
Counts of services delivered describe activity. They do not by themselves establish lasting change, what would have happened without the programme, or cost-effectiveness. Results with different definitions, populations or years should not be ranked against each other.
Pulled from the Charity Commission register — filing behaviour, board size, and workforce where reported.
Accounts filed on time
Filing status: missing
Trustee board size (3–12)
7 trustees on the Charity Commission register
Fundraising Regulator
Status not yet checked
Separate from our financial scores. Registration records a commitment to the Code of Fundraising Practice; it does not certify every fundraising activity.
Check Fundraising Regulator →Official register
Reg 1073831
Full trustee list, accounts, and regulatory history on the Charity Commission.
View on Charity Commission →Low confidence — key filing data unavailable
Scores reflect the accounts in our dated data extract. The live register may contain newer filings. Clarity Score measures how clearly the charity accounts for money in those filings — not programme impact.
Check the current register entry · Report a data correction
Financial source extract: 2026-09-06. Organisation identifier: 3955483. Method version: 1.1. View method changes.
Contains public sector information licensed under the Open Government Licence v3.0. Sources: Charity Commission for England and Wales, Office of the Scottish Charity Regulator and Charity Commission for Northern Ireland. Open Government Licence v3.0 .
Your donation decision
Check 1073831 on the official register. A real charity number alone does not prove that a fundraiser or appeal is authentic.
Verify the registration →Our latest accounts data covers 2021. Compare the accounts period, spending and reserves. An administration cost ratio alone cannot tell you how effective a charity is.
Explore the financial evidence →Read the trustees’ annual report for activities, outcomes and limitations. The Clarity Score measures public reporting; it does not establish the impact of a donation.
How to read charity accounts →Compare up to four charities, check the dates behind their figures, and decide which work you want to support. Complete your donation through a verified charity channel.
Start a comparison with One20 →Opens a printer-friendly view of this profile for One20.
For this charity
Free to use — a lightweight HTML badge or an embeddable score widget, each linking back to this independent profile and our methodology.
Common questions about One20's rating, finances, and Charity Commission status.
One20 scores 42 out of 100 (2 stars — Poor) on CharityCompare's Clarity Score, our independent read of its UK regulator filings. Around 98% of its spending goes to charitable activities (latest year) and its accounts are missing. That reflects how transparent and financially healthy it looks on paper — it does not measure the real-world impact of its work, so treat it as one factor alongside the cause you care about. CharityCompare never tells you where to donate.
The register data used for this profile lists One20 as a registered charity (charity number 1073831). Verify it on the official register: https://register-of-charities.charitycommission.gov.uk/charity-details/?regId=1073831&subId=0. Check the current entry and the identity of anyone requesting money. Registration does not verify a particular appeal; Clarity Score summarises filing transparency, not programme impact.
One20's charity number is 1073831. Check that number on the official register (Charity Commission, OSCR or CCNI) or this CharityCompare profile before you donate — scammers sometimes reuse real numbers on fake appeals.
One20 scores 42 out of 100 on CharityCompare (2 stars — Poor). The Clarity Score (method v1.1) sums four pillars from UK regulator filings: Accountability & Transparency (40 pts), Financial Health (30), Financial Efficiency (20), and Community Support (10). Stars use the same bands as those labels — 90+ is 5★ Exceptional. It is not an impact ranking.
CharityCompare does not host public user reviews for One20. Instead you get a filing-based Clarity Score, cause spend, reserves and red flags such as late accounts (3 red flags on this profile: late accounts filing; poor filing history; sharp income decline). For formal complaints about a charity, contact the Charity Commission, OSCR, CCNI or the Fundraising Regulator as appropriate.
Raise it with One20 first, using the complaints contact on its own website (timebank.org.uk). If you are unhappy with how it handled a complaint about fundraising, the Fundraising Regulator covers England, Wales and Northern Ireland, and the Scottish Fundraising Adjudication Panel covers Scotland. Serious concerns about how the charity is run, such as misuse of funds or risk to the people it helps, go to the Charity Commission.
Across the recent disclosed accounts used for this score, 98% of One20's total spending went to charitable activities. That is the closest official figure to "how much of your donation reaches the cause" — it is an average across all spending in the filing, not a pound-by-pound breakdown of an individual gift.
Across the recent disclosed accounts used for this score, fundraising costs were about 2% of total expenditure and fundraising plus separately reported governance figures amount to about 2% of expenditure (2020); these categories can overlap, so this is not a distinct total of all administration costs at One20. One20's annual return for the year ending 31 March 2021 reports 1 employee paid more than £60,000. The highest reported pay band is £60,001–£70,000 (1 employee). Individual salaries, including the chief executive's, are disclosed in the trustees' annual report rather than on the register.
There is no figure for One20's 2021 accounts: income was £500,000 or less, so the register has no donations split. Legacies can swing from year to year, and trading income such as shop sales is not counted as donations. This is a cost figure from the accounts, not a measure of impact, and it is not part of the Clarity Score.
One20 reported £155k total income in its 2021 accounts, based on UK regulator filings. Five-year trend: check comparability.
Filing status: missing. CharityCompare flags late or missing accounts separately from the financial score.
One20's registered contact address is in London (WC1H 8BS). It tells the regulator it operates in England and Wales, Scotland, Northern Ireland, with a focus on education.
The Charity Commission register does not name individual salaries. One20's annual return for the year ending 31 March 2021 reports 1 employee paid more than £60,000. The highest reported pay band is £60,001–£70,000 (1 employee). Charities normally disclose the chief executive's pay, or the pay of their highest-paid staff, in the remuneration note of the trustees' annual report and accounts.
One20's annual return for the year ending 31 March 2021 reports £900 from government grants.
The register does not record One20 as registered with HMRC for Gift Aid. Ask the charity before assuming a donation can be Gift Aided.
One20's annual return for the year ending 31 March 2021 reports that no trustee received remuneration or other benefits from the charity.
One20 was entered on the register on 4 February 1999. It is also a company registered at Companies House (company number 03695114).
We calculate a Clarity Score of 0–100 from four pillars in One20's regulator filings: Accountability & Transparency (40 points — filing history, trustees, policies), Financial Health (30 — reserves, income trend, debt), Financial Efficiency (20 — cause spend and fundraising cost, on a graduated scale) and Community Support (10 — volunteer-to-staff ratio). An open statutory inquiry scores 0. The score measures reporting on paper, not programme impact. CharityCompare is free for donors, takes no commission on donations, and scores cannot be bought.
This profile was last updated on 6 September 2026 from the latest UK regulator data available to CharityCompare, and One20's most recent accounts cover 2021. Scores and figures refresh whenever we re-ingest the register, so the page reflects our latest data pull rather than a one-off review.