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Rating for ST MUNGO COMMUNITY HOUSING ASSOCIATION

77/100 Clarity Score · 3 stars · Charity Commission filings · How we score

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77/100

Clarity score

Good

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London · UK-wide · EC1R 5HA Reg 1149085 Registered charity Official website Charity Commission register

Mission

ST MUNGO COMMUNITY HOUSING ASSOCIATION is a registered UK charity (1149085) working in animals across the United Kingdom. CharityCompare scores the organisation from public Charity Commission annual accounts — financial efficiency, transparency, and filing compliance — not programme outcomes.

In short: ST MUNGO COMMUNITY HOUSING ASSOCIATION scores 77 out of 100 (3 stars). 96% average program spend (3-year average). Filings are up to date with no major concerns.

Overview

ST MUNGO COMMUNITY HOUSING ASSOCIATION has a Clarity Score of 77 out of 100 on CharityCompare (3 stars, Good). Charity Commission registration number 1149085. Status: Registered. Primary cause area: Animals. Latest accounts year 2021: total income £122m, with 96% of expenditure on charitable activities. Accounts filing: up to date. Reserves: approximately 2 months of operating costs. No major red flags from our filing review. Scores are independent and based on official filings — not a donation recommendation.

Data from Charity Commission register, last updated .

Overall score

77/100

3★ · Good

Cause spend

96%

3-yr avg · charitable activities

Accountability

100/100

Finance beacon

Income

£122m

Latest year 2021

Reserves

2 mo

Months of running costs

Accounts filing

On time

Charity Commission

£24.7 raised per £1 fundraising (3-yr avg) · 4% overhead · Website on register · Confidence: high

Data & confidence

Source
Charity Commission (E&W)
Accounts year
2021
Filing date
2026-06-24 00:00:00.0000000
Profile reviewed
2026-06-24

High confidence — complete filing data

Scores reflect the latest annual accounts on the register. Impact, leadership, and culture beacons require information beyond public filings.

Beacon report

Detailed accountability and finance metrics from Charity Commission filings — structured for transparency in our four-beacon report.

Accountability & Transparency

Baseline trust from filing discipline, board oversight, and declared governance policies.

100/100

Accountability & Transparency metrics for ST MUNGO COMMUNITY HOUSING ASSOCIATION
Metric Score Value
Filing history (5 years)

100% on-time over five years = 15 pts · one late filing = 5 pts · two or more = 0 pts.

100% 15/15 pts
Trustee oversight

Three or more trustees on the register = 15 pts · one or two = 0 pts (governance red flag).

100% 11 trustees · 15/15 pts
Declared policies

Safeguarding (4) · conflict of interest (3) · volunteer management (3) — from Charity Commission annual return.

100% 10/10 pts

Financial Health

Stability and solvency — reserves, revenue trend, and debt from Charity Commission accounts.

57/100

Financial Health metrics for ST MUNGO COMMUNITY HOUSING ASSOCIATION
Metric Score Value
Reserves (months of cash)

3–24 months = 15 pts · 1–3 months = 7 pts · under 1 month or over 3 years (hoarding) = 0 pts.

47% 2 months · 7/15 pts
Income stability / growth

Positive or stable three-year revenue trend = 10 pts · sustained decline = 0 pts.

100% 10/10 pts · 3-year average
Liabilities to assets

Low debt (< 30% liabilities to assets) = 5 pts · high debt = 0 pts.

0% 85% · 0/5 pts

Financial Efficiency

How efficiently funds reach the cause — program spend and fundraising cost ratios.

100/100

Financial Efficiency metrics for ST MUNGO COMMUNITY HOUSING ASSOCIATION
Metric Score Value
Program expense ratio

≥ 75% on charitable activities = 10 pts · 60–75% = 5 pts · below 60% = 0 pts.

100% 96% · 10/10 pts (3-year average)
Fundraising efficiency

Spends ≤ £0.20 to raise £1 = 10 pts · £0.21–£0.35 = 5 pts · above £0.35 = 0 pts (fundraising cost ÷ income).

100% 4p per £1 income · 10/10 pts (3-year average)

Community Support

Grassroots backing from Charity Commission workforce data — volunteers vs paid staff.

0/100

Community Support metrics for ST MUNGO COMMUNITY HOUSING ASSOCIATION
Metric Score Value
Volunteer-to-staff ratio

More volunteers than paid staff = 10 pts · equal mix = 5 pts · no volunteers = 0 pts.

0% 553 volunteers / 1682 staff · 0/10 pts

How we calculate beacon scores →

Clarity Score

77/100 total · Good · 3 of 4 stars

Four pillars (40 + 30 + 20 + 10 points) from Charity Commission filings — see methodology for full weightings.

100/100
Accountability & Transparency
57/100
Financial Health
100/100
Financial Efficiency
0/100
Community Support

Accountability & Transparency

Baseline trust from filing discipline, board oversight, and declared governance policies.

100/100

Filing history (5 years)15/15 pts
Trustee oversight11 trustees · 15/15 pts
Declared policies10/10 pts

Financial Health

Stability and solvency — reserves, revenue trend, and debt from Charity Commission accounts.

57/100

Reserves (months of cash)2 months · 7/15 pts
Income stability / growth10/10 pts · 3-year average
Liabilities to assets85% · 0/5 pts

Financial Efficiency

How efficiently funds reach the cause — program spend and fundraising cost ratios.

100/100

Program expense ratio96% · 10/10 pts (3-year average)
Fundraising efficiency4p per £1 income · 10/10 pts (3-year average)

Community Support

Grassroots backing from Charity Commission workforce data — volunteers vs paid staff.

0/100

Volunteer-to-staff ratio553 volunteers / 1682 staff · 0/10 pts

Revenue & expenses

Latest filed year 2021 · Source: Charity Commission annual accounts

ST MUNGO COMMUNITY HOUSING ASSOCIATION revenue and expenses for 2021
Category Amount % of spend
Total income £122m
Total expenditure £123m
Charitable activities £119m 97%
Fundraising £3.7m 3%
97%On charitable activities

Where the money goes

Latest accounts (2021) · £123m spent

  • Charitable activities97%
  • Fundraising3%

Trust indicators

Pulled from the Charity Commission register — filing behaviour, board size, and workforce where reported.

  • Accounts filed on time

    up to date · last filing 2026-06-24 00:00:00.0000000

  • Trustee board size (3–12)

    11 trustees on the Charity Commission register

  • Workforce on register

    1682 employees · 553 volunteers (0:1 volunteer-to-staff)

Fundraising Regulator

Not listed as member

Separate from our financial scores — shows whether the charity follows the Code of Fundraising Practice.

Check Fundraising Regulator →

Official register

Reg 1149085

Full trustee list, accounts, and regulatory history on the Charity Commission.

View on Charity Commission →

Trustees & officers

  • Darren Michael Johnson since 2021
  • Shingirai Thaddeus Nyahasha since 2021
  • Robert James Bradshaw since 2023
  • Philip Wynford Moore since 2023
  • Lorraine Ann Rose Mealings since 2023
  • Michael John Adamson Chair · since 2024
  • Edwin Charinge Ndlovu since 2025
  • Jane Heather Cunliffe since 2025
  • Michael Gregory Reed since 2026
  • Sean Daly since 2026
  • Elizabeth Darran since 2026
How we score charities +

The Clarity Score is a 100-point rating from UK Charity Commission data. Four pillars — Accountability & Transparency (40), Financial Health (30), Financial Efficiency (20), and Community Support (10). A statutory inquiry sets the score to 0 automatically.

Full methodology →

Accountability & Transparency

Scored from filings

40 points — filing history (15), trustee oversight (15), declared policies (10).

Financial Health

Scored from filings

30 points — reserves (15), income stability (10), liabilities to assets (5).

Financial Efficiency

Scored from filings

20 points — program expense ratio (10), fundraising efficiency (10). Kept at 20% to avoid punishing legitimate infrastructure costs.

Community Support

Scored from filings

10 points — volunteer-to-staff ratio from Charity Commission workforce data.

Overall score

Sum of all pillar points. Translated to stars: 90–100 Exceptional (4★), 75–89 Good (3★), 60–74 Needs improvement (2★), below 60 Poor (1★).

Five-year trends

£0k £31700k £63400k £95100k £126800k 2021 2022 2023 2024 2025 Income 2021: £122,045k Spending 2021: £123,181k Cause spend 2021: £119,455k Income 2022: £118,703k Spending 2022: £118,798k Cause spend 2022: £114,905k Income 2023: £122,985k Spending 2023: £126,239k Cause spend 2023: £121,342k Income 2024: £123,668k Spending 2024: £126,740k Cause spend 2024: £121,795k Income 2025: £124,001k Spending 2025: £124,486k Cause spend 2025: £118,978k
  • Income
  • Spending
  • Cause spend

Values in £ thousands · Source: Charity Commission accounts

Key facts

Overall score
77/100 (3★)
Income
£122m
Cause spend
96% of expenditure
Reg number
1149085
Scope
UK-wide
Reserves
2 months
Trustees
11
Accounts year
2021
Filing
up to date

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Frequently asked questions

Common questions about ST MUNGO COMMUNITY HOUSING ASSOCIATION's rating, finances, and Charity Commission status.

What is ST MUNGO COMMUNITY HOUSING ASSOCIATION's charity rating? +

ST MUNGO COMMUNITY HOUSING ASSOCIATION scores 77 out of 100 on CharityCompare (3 stars — Good). The Clarity Score V1 sums four pillars from Charity Commission filings: Accountability & Transparency (40 pts), Financial Health (30), Financial Efficiency (20), and Community Support (10).

Is ST MUNGO COMMUNITY HOUSING ASSOCIATION a legitimate UK charity? +

Yes — ST MUNGO COMMUNITY HOUSING ASSOCIATION is registered with the Charity Commission for England and Wales under registration number 1149085. You can verify the entry on the official register.

What is ST MUNGO COMMUNITY HOUSING ASSOCIATION's Charity Commission registration number? +

ST MUNGO COMMUNITY HOUSING ASSOCIATION's registration number is 1149085. Official register: https://register-of-charities.charitycommission.gov.uk/en/charity-search/-/charity-details/1149085

How much income does ST MUNGO COMMUNITY HOUSING ASSOCIATION receive? +

ST MUNGO COMMUNITY HOUSING ASSOCIATION reported £122m total income in its 2021 accounts, based on Charity Commission filings. Five-year trend: stable.

What percentage of ST MUNGO COMMUNITY HOUSING ASSOCIATION's spending goes to charitable activities? +

Approximately 96% of total expenditure went to charitable activities in the latest filed year. Fundraising was 4% and combined overhead (fundraising plus governance) was 4%.

Are ST MUNGO COMMUNITY HOUSING ASSOCIATION's accounts up to date? +

Filing status: up to date (last filing 2026-06-24 00:00:00.0000000). CharityCompare flags late or missing accounts separately from the financial score.

Where is ST MUNGO COMMUNITY HOUSING ASSOCIATION based? +

ST MUNGO COMMUNITY HOUSING ASSOCIATION is listed at London · UK-wide · EC1R 5HA and operates UK-wide, focused on animals.

How does CharityCompare score ST MUNGO COMMUNITY HOUSING ASSOCIATION? +

We analyse Charity Commission annual accounts using three-year averages for program expense, fundraising efficiency, and overhead; working capital from reserves vs average expenditure; liabilities-to-assets from the latest balance sheet when available. Impact, leadership, and culture beacons are not yet assessed from public data alone. See our methodology for weights and thresholds.

Does CharityCompare recommend donating to ST MUNGO COMMUNITY HOUSING ASSOCIATION? +

No. CharityCompare provides independent scores and facts from official filings. We do not tell you where to donate or earn commission from charities.

How can I compare ST MUNGO COMMUNITY HOUSING ASSOCIATION with other charities? +

Use our free compare tool to put ST MUNGO COMMUNITY HOUSING ASSOCIATION side-by-side with other UK charities on scores, finances, and filing status.