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Rating for Shelter

95/100 Clarity Score · 4 stars · Charity Commission filings · How we score

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95/100

Clarity score

Exceptional

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London · UK-wide · E1 7AQ Reg 292411 Registered charity Official website Charity Commission register

Mission

Shelter is a registered UK charity (292411) working in homelessness across the United Kingdom. CharityCompare scores the organisation from public Charity Commission annual accounts — financial efficiency, transparency, and filing compliance — not programme outcomes.

In short: Shelter scores 95 out of 100 (4 stars). 83% average program spend (3-year average). Filings are up to date with no major concerns.

Overview

Shelter has a Clarity Score of 95 out of 100 on CharityCompare (4 stars, Exceptional). Charity Commission registration number 292411. Status: Registered. Primary cause area: Homelessness. Latest accounts year 2024: total income £78m, with 83% of expenditure on charitable activities. Accounts filing: up to date. Reserves: approximately 5 months of operating costs. No major red flags from our filing review. Scores are independent and based on official filings — not a donation recommendation.

Data from Charity Commission register, last updated .

Overall score

95/100

4★ · Great

Cause spend

83%

3-yr avg · charitable activities

Accountability

100/100

Finance beacon

Income

£78m

Latest year 2024

Reserves

5 mo

Months of running costs

Accounts filing

On time

Charity Commission

£10.0 raised per £1 fundraising (3-yr avg) · 17% overhead · Website on register · Confidence: high

Data & confidence

Source
Charity Commission (E&W)
Accounts year
2024
Filing date
2024-11-01
Profile reviewed
2026-06-24

High confidence — complete filing data

Scores reflect the latest annual accounts on the register. Impact, leadership, and culture beacons require information beyond public filings.

Beacon report

Detailed accountability and finance metrics from Charity Commission filings — structured for transparency in our four-beacon report.

Accountability & Transparency

Baseline trust from filing discipline, board oversight, and declared governance policies.

100/100

Accountability & Transparency metrics for Shelter
Metric Score Value
Filing history (5 years)

100% on-time over five years = 15 pts · one late filing = 5 pts · two or more = 0 pts.

100% 15/15 pts
Trustee oversight

Three or more trustees on the register = 15 pts · one or two = 0 pts (governance red flag).

100% 11 trustees · 15/15 pts
Declared policies

Safeguarding (4) · conflict of interest (3) · volunteer management (3) — from Charity Commission annual return.

100% 10/10 pts

Financial Health

Stability and solvency — reserves, revenue trend, and debt from Charity Commission accounts.

83/100

Financial Health metrics for Shelter
Metric Score Value
Reserves (months of cash)

3–24 months = 15 pts · 1–3 months = 7 pts · under 1 month or over 3 years (hoarding) = 0 pts.

100% 5 months · 15/15 pts
Income stability / growth

Positive or stable three-year revenue trend = 10 pts · sustained decline = 0 pts.

100% 10/10 pts · 3-year average
Liabilities to assets

Low debt (< 30% liabilities to assets) = 5 pts · high debt = 0 pts.

0% 35% · 0/5 pts

Financial Efficiency

How efficiently funds reach the cause — program spend and fundraising cost ratios.

100/100

Financial Efficiency metrics for Shelter
Metric Score Value
Program expense ratio

≥ 75% on charitable activities = 10 pts · 60–75% = 5 pts · below 60% = 0 pts.

100% 83% · 10/10 pts (3-year average)
Fundraising efficiency

Spends ≤ £0.20 to raise £1 = 10 pts · £0.21–£0.35 = 5 pts · above £0.35 = 0 pts (fundraising cost ÷ income).

100% 10p per £1 income · 10/10 pts (3-year average)

Community Support

Grassroots backing from Charity Commission workforce data — volunteers vs paid staff.

100/100

Community Support metrics for Shelter
Metric Score Value
Volunteer-to-staff ratio

More volunteers than paid staff = 10 pts · equal mix = 5 pts · no volunteers = 0 pts.

100% 2,100 volunteers / 920 staff · 10/10 pts

How we calculate beacon scores →

Clarity Score

95/100 total · Exceptional · 4 of 4 stars

Four pillars (40 + 30 + 20 + 10 points) from Charity Commission filings — see methodology for full weightings.

100/100
Accountability & Transparency
83/100
Financial Health
100/100
Financial Efficiency
100/100
Community Support

Accountability & Transparency

Baseline trust from filing discipline, board oversight, and declared governance policies.

100/100

Filing history (5 years)15/15 pts
Trustee oversight11 trustees · 15/15 pts
Declared policies10/10 pts

Financial Health

Stability and solvency — reserves, revenue trend, and debt from Charity Commission accounts.

83/100

Reserves (months of cash)5 months · 15/15 pts
Income stability / growth10/10 pts · 3-year average
Liabilities to assets35% · 0/5 pts

Financial Efficiency

How efficiently funds reach the cause — program spend and fundraising cost ratios.

100/100

Program expense ratio83% · 10/10 pts (3-year average)
Fundraising efficiency10p per £1 income · 10/10 pts (3-year average)

Community Support

Grassroots backing from Charity Commission workforce data — volunteers vs paid staff.

100/100

Volunteer-to-staff ratio2,100 volunteers / 920 staff · 10/10 pts

Revenue & expenses

Latest filed year 2024 · Source: Charity Commission annual accounts

Shelter revenue and expenses for 2024
Category Amount % of spend
Total income £78m
Total expenditure £74m
Charitable activities £62m 84%
Fundraising £7.5m 10%
Governance & admin £4.5m 6%
84%On charitable activities

Where the money goes

Latest accounts (2024) · £74m spent

  • Charitable activities84%
  • Fundraising10%
  • Governance6%

Trust indicators

Pulled from the Charity Commission register — filing behaviour, board size, and workforce where reported.

  • Accounts filed on time

    up to date · last filing 2024-11-01

  • Trustee board size (3–12)

    11 trustees on the Charity Commission register

  • Workforce on register

    920 employees · 2,100 volunteers (2:1 volunteer-to-staff)

Fundraising Regulator

Status not yet checked

Separate from our financial scores — shows whether the charity follows the Code of Fundraising Practice.

Check Fundraising Regulator →

Official register

Reg 292411

Full trustee list, accounts, and regulatory history on the Charity Commission.

View on Charity Commission →
How we score charities +

The Clarity Score is a 100-point rating from UK Charity Commission data. Four pillars — Accountability & Transparency (40), Financial Health (30), Financial Efficiency (20), and Community Support (10). A statutory inquiry sets the score to 0 automatically.

Full methodology →

Accountability & Transparency

Scored from filings

40 points — filing history (15), trustee oversight (15), declared policies (10).

Financial Health

Scored from filings

30 points — reserves (15), income stability (10), liabilities to assets (5).

Financial Efficiency

Scored from filings

20 points — program expense ratio (10), fundraising efficiency (10). Kept at 20% to avoid punishing legitimate infrastructure costs.

Community Support

Scored from filings

10 points — volunteer-to-staff ratio from Charity Commission workforce data.

Overall score

Sum of all pillar points. Translated to stars: 90–100 Exceptional (4★), 75–89 Good (3★), 60–74 Needs improvement (2★), below 60 Poor (1★).

Five-year trends

£0k £19500k £39000k £58500k £78000k 2020 2021 2022 2023 2024 Income 2020: £65,000k Spending 2020: £62,000k Cause spend 2020: £52,000k Income 2021: £70,000k Spending 2021: £66,000k Cause spend 2021: £55,000k Income 2022: £74,000k Spending 2022: £70,000k Cause spend 2022: £58,000k Income 2023: £76,000k Spending 2023: £72,000k Cause spend 2023: £60,000k Income 2024: £78,000k Spending 2024: £74,000k Cause spend 2024: £62,000k
  • Income
  • Spending
  • Cause spend

Values in £ thousands · Source: Charity Commission accounts

Key facts

Overall score
95/100 (4★)
Income
£78m
Cause spend
83% of expenditure
Reg number
292411
Scope
UK-wide
Reserves
5 months
Trustees
11
Accounts year
2024
Filing
up to date

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Frequently asked questions

Common questions about Shelter's rating, finances, and Charity Commission status.

What is Shelter's charity rating? +

Shelter scores 95 out of 100 on CharityCompare (4 stars — Exceptional). The Clarity Score V1 sums four pillars from Charity Commission filings: Accountability & Transparency (40 pts), Financial Health (30), Financial Efficiency (20), and Community Support (10).

Is Shelter a legitimate UK charity? +

Yes — Shelter is registered with the Charity Commission for England and Wales under registration number 292411. You can verify the entry on the official register.

What is Shelter's Charity Commission registration number? +

Shelter's registration number is 292411. Official register: https://register-of-charities.charitycommission.gov.uk/en/charity-search/-/charity-details/292411

How much income does Shelter receive? +

Shelter reported £78m total income in its 2024 accounts, based on Charity Commission filings. Five-year trend: growing.

What percentage of Shelter's spending goes to charitable activities? +

Approximately 83% of total expenditure went to charitable activities in the latest filed year. Fundraising was 11% and combined overhead (fundraising plus governance) was 17%.

Are Shelter's accounts up to date? +

Filing status: up to date (last filing 2024-11-01). CharityCompare flags late or missing accounts separately from the financial score.

Where is Shelter based? +

Shelter is listed at London · UK-wide · E1 7AQ and operates UK-wide, focused on homelessness.

How does CharityCompare score Shelter? +

We analyse Charity Commission annual accounts using three-year averages for program expense, fundraising efficiency, and overhead; working capital from reserves vs average expenditure; liabilities-to-assets from the latest balance sheet when available. Impact, leadership, and culture beacons are not yet assessed from public data alone. See our methodology for weights and thresholds.

Does CharityCompare recommend donating to Shelter? +

No. CharityCompare provides independent scores and facts from official filings. We do not tell you where to donate or earn commission from charities.

How can I compare Shelter with other charities? +

Use our free compare tool to put Shelter side-by-side with other UK charities on scores, finances, and filing status.