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Rating for St Mungo's

82/100 Clarity Score · 3 stars · Charity Commission filings · How we score

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82/100

Clarity score

Good

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London · SE1 7RB Reg 1141671 Registered charity Official website Charity Commission register

Mission

St Mungo's is a registered UK charity (1141671) working in homelessness in London · SE1 7RB. CharityCompare scores the organisation from public Charity Commission annual accounts — financial efficiency, transparency, and filing compliance — not programme outcomes.

In short: St Mungo's scores 82 out of 100 (3 stars). 85% average program spend (3-year average). Filings are up to date with no major concerns.

Overview

St Mungo's has a Clarity Score of 82 out of 100 on CharityCompare (3 stars, Good). Charity Commission registration number 1141671. Status: Registered. Primary cause area: Homelessness. Latest accounts year 2024: total income £95m, with 85% of expenditure on charitable activities. Accounts filing: up to date. Reserves: approximately 2 months of operating costs. No major red flags from our filing review. Scores are independent and based on official filings — not a donation recommendation.

Data from Charity Commission register, last updated .

Overall score

82/100

3★ · Good

Cause spend

85%

3-yr avg · charitable activities

Accountability

100/100

Finance beacon

Income

£95m

Latest year 2024

Reserves

2 mo

Months of running costs

Accounts filing

On time

Charity Commission

£10.6 raised per £1 fundraising (3-yr avg) · 15% overhead · Website on register · Confidence: high

Data & confidence

Source
Charity Commission (E&W)
Accounts year
2024
Filing date
2024-10-15
Profile reviewed
2026-06-24

High confidence — complete filing data

Scores reflect the latest annual accounts on the register. Impact, leadership, and culture beacons require information beyond public filings.

Beacon report

Detailed accountability and finance metrics from Charity Commission filings — structured for transparency in our four-beacon report.

Accountability & Transparency

Baseline trust from filing discipline, board oversight, and declared governance policies.

100/100

Accountability & Transparency metrics for St Mungo's
Metric Score Value
Filing history (5 years)

100% on-time over five years = 15 pts · one late filing = 5 pts · two or more = 0 pts.

100% 15/15 pts
Trustee oversight

Three or more trustees on the register = 15 pts · one or two = 0 pts (governance red flag).

100% 9 trustees · 15/15 pts
Declared policies

Safeguarding (4) · conflict of interest (3) · volunteer management (3) — from Charity Commission annual return.

100% 10/10 pts

Financial Health

Stability and solvency — reserves, revenue trend, and debt from Charity Commission accounts.

57/100

Financial Health metrics for St Mungo's
Metric Score Value
Reserves (months of cash)

3–24 months = 15 pts · 1–3 months = 7 pts · under 1 month or over 3 years (hoarding) = 0 pts.

47% 2 months · 7/15 pts
Income stability / growth

Positive or stable three-year revenue trend = 10 pts · sustained decline = 0 pts.

100% 10/10 pts · 3-year average
Liabilities to assets

Low debt (< 30% liabilities to assets) = 5 pts · high debt = 0 pts.

0% 35% · 0/5 pts

Financial Efficiency

How efficiently funds reach the cause — program spend and fundraising cost ratios.

100/100

Financial Efficiency metrics for St Mungo's
Metric Score Value
Program expense ratio

≥ 75% on charitable activities = 10 pts · 60–75% = 5 pts · below 60% = 0 pts.

100% 85% · 10/10 pts (3-year average)
Fundraising efficiency

Spends ≤ £0.20 to raise £1 = 10 pts · £0.21–£0.35 = 5 pts · above £0.35 = 0 pts (fundraising cost ÷ income).

100% 9p per £1 income · 10/10 pts (3-year average)

Community Support

Grassroots backing from Charity Commission workforce data — volunteers vs paid staff.

50/100

Community Support metrics for St Mungo's
Metric Score Value
Volunteer-to-staff ratio

More volunteers than paid staff = 10 pts · equal mix = 5 pts · no volunteers = 0 pts.

50% 850 volunteers / 1100 staff · 5/10 pts

How we calculate beacon scores →

Clarity Score

82/100 total · Good · 3 of 4 stars

Four pillars (40 + 30 + 20 + 10 points) from Charity Commission filings — see methodology for full weightings.

100/100
Accountability & Transparency
57/100
Financial Health
100/100
Financial Efficiency
50/100
Community Support

Accountability & Transparency

Baseline trust from filing discipline, board oversight, and declared governance policies.

100/100

Filing history (5 years)15/15 pts
Trustee oversight9 trustees · 15/15 pts
Declared policies10/10 pts

Financial Health

Stability and solvency — reserves, revenue trend, and debt from Charity Commission accounts.

57/100

Reserves (months of cash)2 months · 7/15 pts
Income stability / growth10/10 pts · 3-year average
Liabilities to assets35% · 0/5 pts

Financial Efficiency

How efficiently funds reach the cause — program spend and fundraising cost ratios.

100/100

Program expense ratio85% · 10/10 pts (3-year average)
Fundraising efficiency9p per £1 income · 10/10 pts (3-year average)

Community Support

Grassroots backing from Charity Commission workforce data — volunteers vs paid staff.

50/100

Volunteer-to-staff ratio850 volunteers / 1100 staff · 5/10 pts

Revenue & expenses

Latest filed year 2024 · Source: Charity Commission annual accounts

St Mungo's revenue and expenses for 2024
Category Amount % of spend
Total income £95m
Total expenditure £92m
Charitable activities £78m 85%
Fundraising £9.0m 10%
Governance & admin £5.0m 5%
85%On charitable activities

Where the money goes

Latest accounts (2024) · £92m spent

  • Charitable activities85%
  • Fundraising10%
  • Governance5%

Trust indicators

Pulled from the Charity Commission register — filing behaviour, board size, and workforce where reported.

  • Accounts filed on time

    up to date · last filing 2024-10-15

  • Trustee board size (3–12)

    9 trustees on the Charity Commission register

  • Workforce on register

    1100 employees · 850 volunteers (1:1 volunteer-to-staff)

Fundraising Regulator

Status not yet checked

Separate from our financial scores — shows whether the charity follows the Code of Fundraising Practice.

Check Fundraising Regulator →

Official register

Reg 1141671

Full trustee list, accounts, and regulatory history on the Charity Commission.

View on Charity Commission →
How we score charities +

The Clarity Score is a 100-point rating from UK Charity Commission data. Four pillars — Accountability & Transparency (40), Financial Health (30), Financial Efficiency (20), and Community Support (10). A statutory inquiry sets the score to 0 automatically.

Full methodology →

Accountability & Transparency

Scored from filings

40 points — filing history (15), trustee oversight (15), declared policies (10).

Financial Health

Scored from filings

30 points — reserves (15), income stability (10), liabilities to assets (5).

Financial Efficiency

Scored from filings

20 points — program expense ratio (10), fundraising efficiency (10). Kept at 20% to avoid punishing legitimate infrastructure costs.

Community Support

Scored from filings

10 points — volunteer-to-staff ratio from Charity Commission workforce data.

Overall score

Sum of all pillar points. Translated to stars: 90–100 Exceptional (4★), 75–89 Good (3★), 60–74 Needs improvement (2★), below 60 Poor (1★).

Five-year trends

£0k £23800k £47600k £71400k £95200k 2020 2021 2022 2023 2024 Income 2020: £82,000k Spending 2020: £80,000k Cause spend 2020: £68,000k Income 2021: £86,000k Spending 2021: £84,000k Cause spend 2021: £71,000k Income 2022: £90,000k Spending 2022: £87,000k Cause spend 2022: £74,000k Income 2023: £93,000k Spending 2023: £90,000k Cause spend 2023: £76,000k Income 2024: £95,000k Spending 2024: £92,000k Cause spend 2024: £78,000k
  • Income
  • Spending
  • Cause spend

Values in £ thousands · Source: Charity Commission accounts

Key facts

Overall score
82/100 (3★)
Income
£95m
Cause spend
85% of expenditure
Reg number
1141671
Scope
Local (london)
Reserves
2 months
Trustees
9
Accounts year
2024
Filing
up to date

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Frequently asked questions

Common questions about St Mungo's's rating, finances, and Charity Commission status.

What is St Mungo's's charity rating? +

St Mungo's scores 82 out of 100 on CharityCompare (3 stars — Good). The Clarity Score V1 sums four pillars from Charity Commission filings: Accountability & Transparency (40 pts), Financial Health (30), Financial Efficiency (20), and Community Support (10).

Is St Mungo's a legitimate UK charity? +

Yes — St Mungo's is registered with the Charity Commission for England and Wales under registration number 1141671. You can verify the entry on the official register.

What is St Mungo's's Charity Commission registration number? +

St Mungo's's registration number is 1141671. Official register: https://register-of-charities.charitycommission.gov.uk/en/charity-search/-/charity-details/1141671

How much income does St Mungo's receive? +

St Mungo's reported £95m total income in its 2024 accounts, based on Charity Commission filings. Five-year trend: growing.

What percentage of St Mungo's's spending goes to charitable activities? +

Approximately 85% of total expenditure went to charitable activities in the latest filed year. Fundraising was 10% and combined overhead (fundraising plus governance) was 15%.

Are St Mungo's's accounts up to date? +

Filing status: up to date (last filing 2024-10-15). CharityCompare flags late or missing accounts separately from the financial score.

Where is St Mungo's based? +

St Mungo's is listed at London · SE1 7RB, focused on homelessness.

How does CharityCompare score St Mungo's? +

We analyse Charity Commission annual accounts using three-year averages for program expense, fundraising efficiency, and overhead; working capital from reserves vs average expenditure; liabilities-to-assets from the latest balance sheet when available. Impact, leadership, and culture beacons are not yet assessed from public data alone. See our methodology for weights and thresholds.

Does CharityCompare recommend donating to St Mungo's? +

No. CharityCompare provides independent scores and facts from official filings. We do not tell you where to donate or earn commission from charities.

How can I compare St Mungo's with other charities? +

Use our free compare tool to put St Mungo's side-by-side with other UK charities on scores, finances, and filing status.